When you use a credit card, the amount will be charged to your line of credit, meaning you will pay the bill at a later date, which also gives you more time to pay.
However, when you use a debit card, the funds for the amount of your purchase are taken from your checking account almost instantly. (see Credit Card tab on this page).
A credit card is a physical card that allows the cardholder to borrow money to make purchases, and then pay back the money plus interest. Credit cards are a form of revolving line of credit, meaning the cardholder can borrow money up to a set limit and pay it back over time.
Credit cards can be used to make purchases for groceries, gas, or emergencies, like car repairs. They can be useful when a cardholder's bank account balance is low, or if they want to take advantage of a no-interest introductory period. However, credit cards can be expensive if the cardholder doesn't pay the full balance by the due date. Interest rates can range from 25% to 60%.
Credit cards can also help cardholders establish a positive credit score if used responsibly.
Some common credit card companies in the United States include: VISA, American Express, Discover, and Mastercard.
As a convenience for our clients, Heritage Home Care™ provides the option to pay their electronic invoice directly from their email with a Credit Card.